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21st Century Baccarat 8.3

Rules

• The object of the game is to form a hand that equals nine (9) or as close to it as possible

• The player's hand is compared with the player/dealer's hand. The hand closest to nine (9) wins.

• The game is played with multiple decks of 52 standard cards. Four (4), six (6), or eight (8) decks of cards may be used. There are no Jokers.

• The game may be played on two (2) different types of tables. One (1) table is a blackjack style gaming table with eight (8) seats. The other table is a baccarat style table with eight (8) or fourteen (14) seats respectively.

• Cards between two (2) and nine (9) have face value. Aces have a value of one (1). Face cards and 10's are counted as zero (0).

• Table Fees: Fees will be charged for all wagers and shall be determined prior to the start of play of any hand or round. The actual collection of the fee will occur prior to the start of a hand. Ample notice shall be provided to players relating to the assessment of fees. Flat fees on each wager may be assessed at different collection rates.

• Prior to the deal, all players must place a wager in accordance with the table limits.

• Players have the following options when placing their bet:

a. Player line which pays (1 to 1)

b. Dealer line which pays (19 to 20)

c. Early tie bet which pays (9 to 1)

• The house dealer deals two (2) hands with two (2) cards in each hand, in rotation, one (1) at a time.

• The hand to the right of the house dealer is a community hand that belongs to those that placed a bet on the player line. The player's hand is dealt face up.

• The hand to the left of the house dealer is a community hand that belongs to those that placed a bet on the dealer line. The dealer's first card is dealt face up and the second card is dealt face down.

• Players and player/dealer may receive a maximum of one (1) additional (hit) card.

• The value of each hand is the sum of its cards. The last digit of the sum of a hand that has a value over ten is the deemed value of the hand. For example, a hand totaling 18 would count as eight (8).

  • Game Rules For The Player Hand:

a. The player hand must stand when the cards dealt are valued between six (6) and nine (9).

b. The player hand must hit when the cards dealt are valued between zero (0) and four (4).

c. The player hand must hit when the cards dealt are valued at five (5), except when the player/dealer hand is valued at five (5) or six (6), and then they will have the following options:

i. Stand and keep their wager on the stand line.

ii. Hit and take a community card by moving wager to hit line or place a hit button on his/her cards.

• The house dealer will deliver an additional hit card to player's hand. If all player bets choose to stand on an option hand, the dealer will still deliver the additional hit card to the player's hand, in order to make a complete hand, for comparison purposes to the player/dealer hand.

• The dealer will then expose the player/dealer's hole (down) card.

The following tables detail what governs both the player/dealer's and the player's hand.

Player Playing Options:

Must Stand On

Must Hit On

Have Option On

6 - 9

0 - 5

N/A

Player/Dealer Options:

Must Stand On

Must Hit On

Have Option On

6 - 9

0 - 4

5 (Stand or Hit)

  • Game Rules for the Player/Dealer Hand:

a. If the player stands, then the banker hits on a total of five (5) or less.

b. If the player does hit for a complete hand then use the chart below to determine if the banker hits (H) or stands (S):

Player/Dealer's Score Player's Third Card
0 1 2 3 4 5 6 7 8 9
7 S S S S S S S S S S
6 S S S S S S H H S S
5 S S S S H H H H S S
4 S S H H H H H H S S
3 H H H H H H H H S H
2 H H H H H H H H H H
1 H H H H H H H H H H
0 H H H H H H H H H H

• The action button determines which player receives first action on their wager. The player/dealer's hole card determines the position of the action button. The player/dealer's position is always zero (0). Other seats, in clockwise rotation, respectively represent other numbers.

Player with Position Number

Is Represented By     

Player Dealer position

          0

Seat 2

          Ace or 8

Seat 3

          2 or 9

Seat 4

          3 or 10

Seat 5

          4 or Jack

Seat 6

          5 or Queen

Seat 7

          6 or King

Seat 8

          7

• Natural 8 & 9: When the first two (2) cards of the player or dealer's hand has a value of eight (8) or nine (9), the other hand will not be allowed to draw.

• The player/dealer will lose all ties to any player that made a tie wager.

• All ties are a "Push" and wagers are called off on the base game.

• House Way: Player hand hits on five (5) or below and stands on six (6) or more. The house dealer must use the house way when a player requests the house dealer to play an additional wager.

• Backline betting is allowed. Each seat has betting circles for the player line, dealer line, and tie bets.

• All bets for the base game and tie bet must be between the minimum and maximum table limit.

• The player/dealer position rotates in a systematic and continuous way so that the opportunity to act as the player/dealer does not remain with a single person for more than two (2) consecutive hands. The game will be broken if at least one other intervening player at the table does not accept the deal when offered.

• Player/dealers are never required to cover all opposing player's wagers. Payoffs of wagers are limited to the amount of the player/dealer wager. The house never participates as a player/dealer. The house never takes a percentage of wagers placed in the game. There is no maximum on the player/dealer's wager.

VALUE OF CARDS

• All number cards have their face value.

• Face cards have a value of zero (0).

• Aces have a value of one (1).

• Cards are ranked as follows:

Sequence

Cards

Values

1

Ace

1

2

Two

2

3

Three

3

4

Four

4

5

Five

5

6

Six

6

7

Seven

7

8

Eight

8

9

Nine

9

10

Ten

0

11

Jack

0

12

Queen

0

13

King

0

Tie Bet

The tie bet is an optional bet for players who placed a wager on either the player line or the dealer line at the beginning of the round

• The tie bet must be placed prior to the initial deal.

• The tie bet wager may be less than, equal to, or greater than the base game wager.

• In the event of a tie (0 - 9) between the player's hand and the player/dealer's hand, the tie bet wager will win regardless of the outcome of the base game wager. In the event that the player's hand and the player/dealer's hand are different, the player/dealer will win the tie bet wager regardless of the outcome of the base game wager.

• Winning tie bet wagers will be paid nine to one (9 to 1).

The player/dealer will pay all winning tie bet wagers and will collect all losing tie bet wagers. Wagers are collected or paid, to the extent that the player/dealer's wager covers. Once the player/dealer's wager has been exhausted, the wagers not covered by the player/dealer will be returned to the players.

Dragon Bonus Bet

The Dragon Bonus Bet is an optional bet for players who placed a wager on either the player line or the dealer line at the beginning of the round.

• The Dragon Bonus Bets must be placed prior to the initial deal.

• A player that wagers on the Player Line may only wager on the Player Dragon Bonus Bet circle. A player that wages on the Dealer Line may only wager on the Dealer Dragon Bonus Bet circle.

• The Dragon Bonus Bet wager may be less than, equal to, or greater than the base game wager. However, the Dragon Bonus Bet may only be made in an amount within the posted table limits.

• Regardless of whether the player or dealer hand draws an additional card or not, the hand still may qualify for the bonus bet payout. If the hand the wager is placed on is a 'Natural,' the Dragon Bonus Bet wins. If the hand the wager is placed on is not a 'Natural' but wins by four (4) or more points, the Dragon Bonus Bet wager wins. All other outcomes lose.

• The player/dealer will pay all Dragon Bonus Bet wagers and will collect all losing Dragon Bonus Bet wagers. Wagers are collected or paid, to the extent that the player/dealer's wager covers. Once the player/dealer's wager has been exhausted, wagers not covered by the player/dealer will be returned to the players.

Dragon Bonus Bet Payout Table

Hand Dealt

Payout Odds

'Natural'

1 to 1

'Natural' Tie

Push

Three (3) Point Spread or Less

Lose

Four (4) Point Spread

1 to 1

Five (5) Point Spread

2 to 1

Six (6) Point Spread

4 to 1

Seven (7) Point Spread

6 to 1

Eight (8) Point Spread

10 to 1

Nine (9) Point Spread

30 to 1

Bonus Pair Bet

• A player must place a wager on the base game in order to place a Bonus Pair Bet wager. This bet must be placed prior to cards being dealt.

• A player that wagers on the Player Line may only wager on the player bonus pair bet, and a player that bets on the Dealer Line may only wager on the dealer bonus pair bet.

• In the event that the first two (2) cards dealt to the player are the same, all wagers placed on the player bonus pair bet will win. Any other combination of the first two (2) cards will lose.

• In the event that the first two (2) cards dealt to the player/dealer are the same, all wagers placed on the dealer bonus pair bet will win. Any other combination of the first two (2) cards will lose.

• The Bonus Pair Bet wager may be less than, equal to, or greater than the base game wager. However, the Bonus Pair Bet may only be made in an amount within the posted table limits.

• The player/dealer will pay all winning player and dealer pair bets and will collect all losing player and dealer pair bets. Wagers are collected or paid, to the extent that the player/dealer's wager covers. Once the player/dealer's wager has been exhausted, wagers not covered by the player/dealer will be returned to the players.

Winning bonus pair bets will be paid according to the table below:

Bonus Pair Bet Payout Table

Hand Dealt

Payout Odds

Player or Dealer Pair

6 to 1

Player or Dealer Pair - Same Color

12 to 1

Player or Dealer Pair - Same Suit

25 to 1

No Pair

Lose

TABLE LIMITS & COLLECTION RATES

The collection is taken from each player for every bet prior to the start of the game. Players, including the player/dealer, must post the required collection prior to receiving any cards. The collection fee is paid before any cards are dealt.

Refer to the current posted collection fees.

21st Century Baccarat 8.3 is owned, patented and/or copyrighted by 21st Century Gaming Concepts.